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Mortgages help!!!!!
John_77
Posts: 2 Newbie
Hi Guys,
I'm a newbie on here, here is my dilemma. Me and my fianc! both have full time jobs. She has an excellent credit history. I have an appalling credit history and my current score is in the 200's as i have just worked it off. We would like to get a mortgage but we have been refused once due to my credit history. Is there any way that we would be able to get one. We have about £10,000 saved up and we are looking at houses in the region of £90,000. I doubt that any lender would give us a mortgage due to my situation and she does not want to buy a house with it being just her on the mortgage. If anyone has any advice it would be greatly appreciated as it is driving a wedge between me and my fianc! as she would like to start a life with me. But cant
due to my reckless spending as a youngster.
I'm a newbie on here, here is my dilemma. Me and my fianc! both have full time jobs. She has an excellent credit history. I have an appalling credit history and my current score is in the 200's as i have just worked it off. We would like to get a mortgage but we have been refused once due to my credit history. Is there any way that we would be able to get one. We have about £10,000 saved up and we are looking at houses in the region of £90,000. I doubt that any lender would give us a mortgage due to my situation and she does not want to buy a house with it being just her on the mortgage. If anyone has any advice it would be greatly appreciated as it is driving a wedge between me and my fianc! as she would like to start a life with me. But cant
due to my reckless spending as a youngster. 0
Comments
-
What issues do you have with credit?
CCJ's, defaults, missed payments etc?
If so how much for and when?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I have had defaults and missed payments and I have only just paid everything off to clear my debt. I had around £10,000 worth of debt all together but my credit score is still very low.0
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