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First plus ppi rebate

Hi,
I need help with how to go about claiming back mis-sold ppi insurance from first plus.
My details are:-
Loan started 20th September 2007
Loan amount - £30k
Ppi loan - £5,979
Monthly repayments (loan) - £274.05
Monthly repayments (ppi loan) £54.62
Total loan payments - £328.67 for 300 months - 10.5% apr variable

A couple of questions that I need help with:-
1) Should I wait until I get my cash bonus of £5,979 in September before I make my claim? If not, why not?
2) If I claim now what money can I expect to be refunded and what are my new monthly payments likely to be?

Thanks in advance
This discussion has been closed.
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