A bit of urgent advice please...form 6.27/6.28

SKINTMARE

I am just writting the final copy of my forms in neat for the court next week, and although ive been through my form with the CCCS I have encountered a few questions come up on husbands....

he was self employed and shut business on 21 july 2011 as suppliers put stop on our accounts so we decided enough was enough, making hubby ill. we borrowed money off my dad within the first 3 days of shutting to pay customers deposits back as they were local to us and we didnt want to take peoples money without fitting the flooring. We later sold vans to pay dad back.

What i need to know is should i put down on section 3 of the 6.28 form where it says" In the last 2 years have you made any payments to a creditor with a view to improving the position of that creditor in case you become subjest to bankruptcy proceedings?" should i put the above in or not?????

Also on form 6.27 first page where it says (and lately carrying on business as) should i put his closed business down here? One man I quickly managed to speak to at Business Debt line said as its been 6 months treat the form as if no business but its 5 days under 6 months so what should I do with regard to the big paragraph on back page starting with "i am resident etc"

Hope this makes sense???

System

First of all, I was advised by my county court that in general, they prefer typed forms. I suppose it just makes it easier to read. You can download versions that are editable in Microsoft Word.

You're going to get different opinions on this. As some who themselves self-employed, the act of returning deposits to customers is entirely reasonable. I'm not sure a customer even qualifies as a 'creditor' (someone with actual real knowledge and experience may be able to clarify). However your Dad could be seen as a creditor who has been given preference. The question of course, is - where you planning on BR at the time you sold those vans to pay Dad?

It's not quite the same situation, but I paid off an overdraft in the summer and went BR in December. I didn't put down this as in the 'improving the position' section but I did tell the OR about it in the interview and he noted it down but barely made any mention of it.

Personally I would have thought that you would put the business down about 'lately carryon on business as'.