money talks!! time to pay up and shut up

elly68

well joined an art class today, nice people will stick to it paid for 4 weeks and already think !!!! cant go next week kids are off school but i might manage if i speak nice to mil .
i'm away to ebay as i now have a wedding reception in benbecula to find money for i have loads of stuff to go so away to get camera so pictures are ready for tomorrow

elly68

well i'm child free today so have no excuse for not listing on ebay ,have my tent to go collect .still waiting on interview dates strange how it all slows down once you have made a decision about earning the extra pennies .i really just want to get started and go for it .
going to phone the nurse bank re shifts not burning any bridges and 12 hrs has come up in dunfermiline that i am going to be cheeky and phone .
in the meantime i really need to get decluttering and selling and just keep padding .

elly68

god lifes slow here kids due back in an hour quiet night out last night and we were home early my weekends seem to go too fast can hear monday looming already .really need to focus efforts will list on ebay today and other stuff on gumtree .
strange how the childfree thing works in this house.
childfree to me still means sleep
childfree to oh means sex for hours
causes an argument everytime has done since they were babies ,think we are going to have to compromise however i can hardly time him lol

elly68

well i'm away to pick up some money jars well thats what they are going to be and a clock for my kitchn .also family railcard for dd trip to london free thanks to mr t rewards .will be well used i'm determined .
handed in my appraisal docs today so have that maybe ask for more money do you thinki'll get it lol
otherwise a coupl of calls to make tomorrow after work .these might save me /make me some money.

elly68

made the phone calls one job suitable cv submitted informal visit arranged one job not .family railcard free with £14 of tesco s vouchers .
dd age 11 in london for 4 days ,she was so excited she is really quiet not this morning .so just me and ds today its been quiet away for tea .
isnt it funny that once you decide how to sort the debt everything seems to take ages to come through the post ect.

elly68

well kids off for in service days going to take ds on a mystery tour of the local castles as part of his school project .
i'm sitting here thinking about stuff in general ,since i cut back on stuff in general we at least have money in the bank and childbenefit has been left alone this month,to start an emergency fund .if i get this second job not so much if as when hopefully then i'm hoping to start saving for the kids uni fund .
the difficulty i face at the moment is if offered both jobs do i take 12 hrs nhs 24 at probably £1000 ++ a month working weekends and bank holidays or 12hrs practice nursing roughly £600 however will make me almost full time during the week and hopefully will just mean mil will need to collect them on a wed as well as a thursday
family time is the most important thing to me you see but the money from nhs24 is very good as its all unsocial but you work all the bank holidays so we will be unable to caravan ,however at the moment we cant aford to do lots of that anyway .
decisions decisions eh !

elly68

ahh wonder if anyone will be along today to share their thoughts ,any advice welcome .i think i just need to stay focused on the task in hand and try and put every penny spare to this card .the overtime world seems to have shrunk to nothing no shifts from the nurse bank whatsoever its galling .in nursing it was always easy to find extra work not anymore it seems .hopefully something will come up soon i just want this card gone . i have had the oppertunity before to take on shifts ironic eh .
i think my panic is that for whatever reason if one of us could not work the other could not maintain our current debts .dd is starting high school and want to build a fund for her for uni so i have 6 yrs to do this ,and ds has just taken up wrestling which might turn into an expensive hobby (he thinks career age 9 ) who knows if you dont give them the chance.

Herewego

I have just read through you diary and you seem very focused well done thats half the battle.
If i was you i would bite the bullet go for the higher paid job clear the card and then you can reduce the hours once the debt is cleared it wont be forever.
Trust me my DS is 16 now and im sure he would only miss me if i didnt keep filling the cupboards with food :rotfl:

elly68

Herewego wrote: »

I have just read through you diary and you seem very focused well done thats half the battle.
If i was you i would bite the bullet go for the higher paid job clear the card and then you can reduce the hours once the debt is cleared it wont be forever.
Trust me my DS is 16 now and im sure he would only miss me if i didnt keep filling the cupboards with food :rotfl:

thanks here we go ,i know someone who works at nhs24 and she says staff retention is an issue seemingly people are going on the induction course as it basically gives them 3000 in 6 weeks and then they leave. i'm with you on the clear your card as quick as but oh works away a lot and it could mean farming the kids out a lot .
the other job could also mean a more longer term solution to our debt but will i ever reduce my hors down once i take the extra probably not .
i'm going to follow through on both watch this i will end up doing 30 hours a week at hs 24 lol if you are going to lose your weekends you may as well take all the money

elly68

well after reading hwg diary i feel as though i have been sitting on my hands lol both her diary themake your dream amount and the fly lady thread all say the same ebay ebay ebay away to start