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money talks!! time to pay up and shut up

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Comments

  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks trying hard im still negotiating terms before i jump start date will be 1/4/13 if i take it ,love the dancing hope u get something permanent sorted soon .
    do you think its worth listing mcd toys or straight to charity shop
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well think im now up to 35 hrs if all goes well with susane ,im happy in dunfermline but needs must fitness and money its a no brainer .hope ev1 is having a good start to 2013 . if i get to retain the 5 hours then thats another 250 to the debt busting .will set up a dd to card just for this .
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • If you have sets of McDonald toys then list them or you could see what people are getting for job lots, maybe depends on whether they are still in their packets or not too.;)
    8 years of being on a DMP finished 3/3/14
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks th will start listing now i have lots i like to start at 99 just to see lol some u win some u lose .job situation still confusing will make a decision this week .hope ev1 is well time to save money and pay cc off i will feel so good
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well decision made im jumping ship and taking new job ,start 1/4/13 hope thats not an omen lol
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • jwil
    jwil Posts: 22,280 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the job :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks jwil baby's getting closer
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brian has had a loan ppi letter from canada loans cant wait to see if its worth it
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well i dumped a whole lot of clothes in the charity bin good deed done for the month .and we have less clutter.
    job starts on the 1st but im retaining the 5 hours in dunfermline so im changing bank account for this money and setting dd to cc .hope ev1 is well jwil is that baby here yet
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well spent all day doing a budget and snowball calculation ,new wage will cover 46,000 of debt in 39 months will start sorting out dd to come out of this account including overpayment to each card in turn hoping some 0% balance transfers will bring the april 16 date forward .
    the other bank account will service mortgage and household bills,insurance. clothes ect . leaving £1000 for food ,school dinners,clothes entertainment . we will see .i like the odd night out lol
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
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