We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

debt for someone else at my address

Hi lovely people i just have a quick question
We moved into our house in 2009 and ever since moving in i've been receiving mail for the previous occupier, i found this person on Facebook (a friend of a friend) and messaged her she asked if i could send them on which i have (using my own cash with no thanks!)
Now recently my child have discovered the fun of opening post and managed to get to one of these letters and tore it opened, when i then found it in the toy box i realised that it was from a debt collection agency for a store card debt! now im worried that im going to have the bailiffs at the door and im not sure what to do. also will this affect my credit history at all?
thanks in advance
Finally had the "lightbulb moment" now facing up to debts :o
If you aint got nothing nice to say then dont say anything at all
Looking forward to a fresh new year, Happy 2012!!:hello:

Comments

  • vax2002
    vax2002 Posts: 7,187 Forumite
    NO it will not effect your credit history, but curiosity killed the cat and now you untold worry upon your head, put any more letters in a bin.
    A baliff is only a baliff if they have served a court order on the PERSON named in that order, as they dont live there, they wont be serving anything
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Put them back in the post with "not known at this address". Cost them money to pick them up and they might get the message. Worked for me.
    :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.