Are you overdrawn?

flowerofscotland

I voted A - never overdrawn because I am delighted that this has been correct since becoming a DFW - the overdraft was the first loan I paid off once it dawned that it was the most expensive. I do have a small "buffer zone" set up on all my current accounts but have had the massive OD facility (2 months salary!) reduced on my main account as I intend never to have to use it again (thanks to my conversion to MSE ways).

Of course if I had answered 12 months ago the response would have been C and probably D just before my LBM

irishwench69

Lots of 'A's - brilliant! :T :T :T

IW x

troy2312

I am normally overdrawn, but what can you do!!!!

troy2312

I am normally overdrawn, but what can you do!!!! :easter:

troy2312

OOOps looks like I posted that twice, as you can see I am new......:rolleyes2

anniecave

I'm another A - I was surprised there weren't more on the results of the poll, but I guess we are all different!

Former_MSE_Natasha

Poll Started 13 February 2007: Are you overdrawn?

How do you manage your current account? Is it a place to store cash or simply another way to borrow? Which of these is closest to your overdraft situation?

And the results are...

A. Never overdrawn - 37.6% (2205 Votes)
B. Rarely overdrawn - 17.9% (1048 Votes)
C. Overdrawn at some point most months - 12.6% (742 Votes)
F. Always overdrawn - 10.4% (611 Votes)
G. Always more than £1,000 overdrawn - 9.2% (542 Votes)
E. Rarely in credit - 6.3% (370 Votes)
D. Overdrawn nearly half the time - 6% (355 Votes)

Total Votes: 5873

Thanks to all who voted

hostie

A or G not sure? I put my 2000 overdraft as an overpayment on my mortgage. I should have the 0% overdraft facility for another couple of years so thought I´d either save it up again or take it back out of the mortgage when I have to repay. My other current accounts are in credit so not sure if I count as a stoozer - or if I am very wrong and should stooze in stead. I think martin is probably right, that less than 50% of people will not have an overdraft.

earwig

i was always overdrawn but since my dmp i have not got an overdraf so now its never