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Need some major help please
dragons1
Posts: 103 Forumite
Hi all,
I am in a really bad situation, i went to University and left after 2 years but in this time i racked up some high debts i really need some advice to get rid of them, i am trying to get my self on the property ladder, just got engaged and baby on the way so i really need to get some debt free help!
I have two credit cards £1500 on each = £3000
Also i have a bank account of £1200 overdrawn
total £4200
I have a Student loan as well but that is not so important to clear at the moment
My credit rating is shot ive tried to get many loans and credit cards to help me but all where denied.
What should i do PLEASE HELP!!!
I am in a really bad situation, i went to University and left after 2 years but in this time i racked up some high debts i really need some advice to get rid of them, i am trying to get my self on the property ladder, just got engaged and baby on the way so i really need to get some debt free help!
I have two credit cards £1500 on each = £3000
Also i have a bank account of £1200 overdrawn
total £4200
I have a Student loan as well but that is not so important to clear at the moment
My credit rating is shot ive tried to get many loans and credit cards to help me but all where denied.
What should i do PLEASE HELP!!!
0
Comments
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If you post your SOA (Statement of affairs - see tops threads) we can find ways of helping you out.
You also need to post APRs and min payments on cards pls and any APR on your overdraft.
We're all here to help!
Don't worry and congrats on the bump!
Catt xx0 -
Congratulations on the engagement and pregnancy. The only advice I can give you is don't panic. With a little bit of help from the experts on here, you'll find a way.:j Baby bonce was born on Christmas morning after a ridiculously short labour and no pain relief! If only losing the baby weight was as easy!:T0
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Congratulations on the pregnancy! Are you working at the moment - will you be entitled to maternity pay? Is your partner able to pay all the household stuff if you are not earning, or will that be an issue? Is he able to help with the credit card bills at all?0
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http://forums.moneysavingexpert.com/showthread.html?t=107280
southernscouser -- First Time Posters
The above thread will illustrate how you can record you statement of affairs (SOA) and post it so that the more experience member can make suggestions.:money:Lightbulb moment 5th Jan. 07 Total £26,319.43:eek:
DFW Nerd No.309 :cool: Proud to be dealing with my debts
Tesco card £4,247.57 0%
NatWest £6,896.16 3.9%
M&S card £2,733.50 3.9%Total Debt now = £13,877.23
Debt Free Date - December 2011:T
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thanks for the kind words everyone:D0
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