We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Mortgage miss selling claim back (charge right)
village_toni
Posts: 3 Newbie
Does anyone know anyone or been personally involved with "Charge Right" they can get you some money back on mis-sold mortgages?!? Like when bank charges where claimed back??
I THINK this is new legislation from back end of 2011!!!!
I THINK this is new legislation from back end of 2011!!!!
0
Comments
-
no, they are attempting to scam you.
They say they will try (asking for a fee upfront) they will try, they will fail, they have fulfilled their part of the contract, then they have your money.
Dont touch them with a barge pole, as with any cold callers like this.
How would they know you were missold a mortgage or are they trying to convince you that you were?
What makes you think you were missold a mortgage anyway.
Just tell them politely to do one.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
They did say that if they cannot fulfill it then we get the money back?!?!0
-
village_toni wrote: »They did say that if they cannot fulfill it then we get the money back?!?!
Do you believe yourself you were missold? Or that someone held a pistol to your head and forced you to sign the mortgage offer and buy a property that you didn't want to.0 -
If this is Charge Right Ltd then I wouldn't give them my nose droppings looking at the financial position !
http://companycheck.co.uk/company/06813426
Your inevitable upfront fee will make but a small dent in the current liabilities !
Again, if the same company, check out the other directorships held by Mr Thomas. Marketing companies, roofing companies etc . Only surprised there was no solar panel or double glazing in there !0 -
Just trying to now sort out getting money back!! How can I do this as I know I cannot stop the debit card via phone payment I have made!0
-
They did say that if they cannot fulfill it then we get the money back?!?!
And the usual business model for this is that they get loads of money up front from people until they start complaining and asking for it back and then thy go into administration taking all the up front money with them.
There has been no legislation in 2011 regarding reclaiming mortgages or anything similar. Its the sort of rubbish that dodgy companies spout to make you pay them.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards