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24 in less than 3 months.......less than 15 months to target!

So, total debt is over 20k.......SCARY!

But I am aiming to have it gone by the time I am 25 in March 2013.

My family have zero faith in me so I will essentially be doing this for me. Hopefully in a few years I will get married and have children and get a place of my own, but with my credit shot to pieces and a scary number hanging over my head, those dreams seem so far away. I would like to turn 25 and be reborn into a life of savings, no worries and no letters/demanding phone calls causing me anxiety and worry every time I wake up.

This diary will be my virtual log, and a new start for me. I don't mind admitting that my health has suffered due to debt worries, the anxiety runs me down and I get viral infections a lot. I am sure that I am not alone in this, and that there are hundreds of people out there who are in a worse position than me at this moment, but right now it does feel that I am alone and that I am at rock bottom.

I hope that I achieve my goal, and that in a good few years I could show this to my children, to show them what I have achieved, and to prove that nothing is too big or impossible.

Thank you for reading, and I hope I haven't bored you to tears!
Debt Free Wannabe, aged 23 LBM:10/10/2011
CC1 £483.54, CC2 £233.27 CC3 £2489
EDL £2000 M&D £12000 OD £1100 PDL £2000
Paid off % of total:eek: /£20305.81
I want to be Debt Free by 25 :j
Money earned outside of work in 2012 £200.89

Comments

  • Not too bad today, few Ebay items have sold, totalling £71.05 with more still running and Quidco will be sending me £15.86 in the next payment run...good start :)
    Debt Free Wannabe, aged 23 LBM:10/10/2011
    CC1 £483.54, CC2 £233.27 CC3 £2489
    EDL £2000 M&D £12000 OD £1100 PDL £2000
    Paid off % of total:eek: /£20305.81
    I want to be Debt Free by 25 :j
    Money earned outside of work in 2012 £200.89
  • £40 coming my way in expenses for a journey I made for work (when my boss gets round to doing the form!!), £12 for a cake I made, £2 refund for a product I ordered, and Ebay sales now total £140! Not bad at all :)
    Debt Free Wannabe, aged 23 LBM:10/10/2011
    CC1 £483.54, CC2 £233.27 CC3 £2489
    EDL £2000 M&D £12000 OD £1100 PDL £2000
    Paid off % of total:eek: /£20305.81
    I want to be Debt Free by 25 :j
    Money earned outside of work in 2012 £200.89
This discussion has been closed.
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