Buying a Sofa

DominicJ_2

In the next few months, we're looking at buying a Sofa.
Not really tempted by the "Interest Free for Four Years" offers, I'd rather just save up and buy it.

Since "Interest Free" is really just "Higher Up Front Price" are there any sofa sellers who dont offer this?

Are the DFS types amenable to dropping the price for cash offers?

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A quick bit of maths and I'm guessing a £1500 sofa set on "0% interest" for 4 years, is actualy a £1206 sofa, with a £294 interest charge (10%, cut could easily be 15 of 20%)
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fixx

Off the top of my head: Ikea, John Lewis, Marks and Spencer, Argos, Tesco home etc...

Personally, I wouldn't rule out places that offer interest free periods etc, as they might have exactly what your looking for, at a reasonable price anyway due to their high volumes.

I'd instead write down what you want e.g. size, colour, do you need home delivery etc, style if you have one in mind, budget if you again have one in mind.

And then have a look round all suppliers until you find a few that meet your needs. You'll either find one you'd be happy to buy, who knows from what kind of supplier, or you will have a little more evidence to take to the likes of DFS to try and haggle with: "M&S have a very similar one as your xyz model for £500 delivered, will you come down to £480 if we pay upfront now?"

kwl51

dfs and the like are notorious for not accepting cash offers. I did try in harveys and dfs just before xmas as had my money for two leather sofas, neither would give discount for cash. So i went home and ordered via harveys website which had an offer of buy two get them half price, so two sofas for £599. the quality in store seemed good enough and £599 for two 3 seater sofas seems like a great price to me.