these bloody people again

aka666

hi lads me again,,i wrote to the company asking for my wifes credir aggrement,

http://forums.moneysavingexpert.com/showthread.html?t=361536

i sent 1 pound asking for it ,now got a letter saying thankyou for your payment in the sum of 1 pound but we note you have not made arrangements for the remaing balance, this is starting to wind me up

CLAPTON

on the positive side they have acknowledged receiving your letter. they are not really committing an offence under the act until 30 days.

aka666

thxs m8,, so its a waitng game, but they never acknowledged receiving the letter only 1 pound order

aka666

this is the letter they sent
thankyou for your payment 01/02/2007 in the sum of 1 pound.
upon reviewing your file we note that you have no current arrangement to pay the remaining balance on your account. can you please contact us blah blah

Storm

Write to them again (using recorded delivery) stating that the £1 was for a copy of the credit agreement and that you DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY - put it in bold so they really can't miss it! What they are trying to do is take the £1 as a payment so that the 6 years starts again!

Somewhere on the site (not sure where though, sorry) there are template letters for writing to DCAs - just make sure that you don't acknowledge any debt to them until you get a copy of the credit agreement, and remember that if nothing's been paid for 6 years or more it is statute barred.

aka666

can someone point me to the template pls, done a search just to many thxs

aka666

my first ever letter so be nice what you think..

dear sir,
i wrote to you on the 23/01/2007,asking you to send me my credit agreement,
i inclosed £1 for a copy of the credit agreement,as we DO NOT ACKNOWLEDGE ANY DEBT
TO YOUR COMPANY,the £1 fee was for the credit agreement as stated in my letter and
not for payment to a loan,i would like to see the credit agreement as stated in my
prevouse letter date 23/01/2007

aka666

allso lads we sent the letters to

bcw,
24 george square, glasgow g2 1eg,
on the letter it says. pursuers:aktiv kapital first investment ltd,,

is this the right address

aka666

allso lads we sent the letters to

bcw,
24 george square, glasgow g2 1eg,
on the letter it says. pursuers:aktiv kapital first investment ltd,,

is this the right address

aka666

need to now about this 1 pound they took off me pls

CLAPTON

personally i would write something like :


dear sir,

I wrote to you on the 23/01/2007, asking you to send me a copy of the alleged credit agreement. I enclosed the statuory fee of £1 and I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY.


I am in receipt of your letter of '...date...' which does not contain the require information.

As you know unless you can provide a true copy of the alleged agreement it is not enforceable in a court of law. You will also be aware that your failure to provide the requested agreement within 28 days is an offence.

I await your written reply.


obviously you will send it my recorded delivery and track its delivery