We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply
mis sold mortgage? pls help
Comments
-
If you frequent the reclaims section, it can leave you a little jaded when you see some people openly putting in complaints as they have nothing to lose. So, I can understand the reactions.
Also, if you have ever had a fraudulent try-it-on complaint then you may also feel differently. I have had two fraudulent complaints. I know a mortgage adviser last year that got one from a claims company who were complaining about mis-sold PPI and there was no PPi recommended or sold. The claims company still took it to the FOS and the mortgage adviser had to pay £500.
So, whilst at this stage it would be wrong to accuse the OP of a try-it-on, it does help to understand why "vague" posts which hint of a fishing expedition to see if there is some compo due will be frowned on by some.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
If you frequent the reclaims section, it can leave you a little jaded when you see some people openly putting in complaints as they have nothing to lose. So, I can understand the reactions.
Also, if you have ever had a fraudulent try-it-on complaint then you may also feel differently. I have had two fraudulent complaints. I know a mortgage adviser last year that got one from a claims company who were complaining about mis-sold PPI and there was no PPi recommended or sold. The claims company still took it to the FOS and the mortgage adviser had to pay £500.
So, whilst at this stage it would be wrong to accuse the OP of a try-it-on, it does help to understand why "vague" posts which hint of a fishing expedition to see if there is some compo due will be frowned on by some.
Totally agree with you, but perhaps I am just a bit trusting? I get the impression the OP is desperate and genuinely does not know if they were mis-sold, whilst I doubt it, without knowing the full facts we can't comment either way.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Sorry to nitpick, but I think this is an important distinction. Whilst many of the posters on here are authorised to give advice (I'm not), the boards themselves are not for advice.
Observations and comments, sure - but if the OP wants advice, he should find somebody with professional indemnity insurance and pay for it.
Then being nitpicky.
My error. Should have said advice!
As its advise that has the incorrect context
:beer:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards