We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Families hit by benefits changes
Comments
- 
            
 - 
            
 - 
            i know quite a few people in london in professional roles who earn £26k gross (~20k net) who manage to support themselves and a family. it's a real struggle of course but they manage, so why should people who don't work have it better than this?
edit: just to clarify 'professional roles': I'm talking of 2 chemists, an engineer, 4 physicists and a biologist, all with kids in west london.
Sounds like a bad joke.
What do you get if you take 2 chemists, an engineer, 4 physicists and a biologist, all with kids in west london?
Answer families with income about the same as benefit scum who let the governemnt pay their high rent for them! :mad:0 - 
            I've still got my standard letter ready for the day when the public are misguided enough to put me in charge.
Dear [insert name of taxpayer funded non-entity here]
It's with regret that I have to inform you that the taxpayer will no longer be funding your organisation.
As your work is so wonderful and valuable I'm sure you'll have no problem in persuading the private sector that [insert name of taxpayer funded non-entity here] is a worthy recipient of future funds.
Love
Prime Minister Wotsthat xx
If the work needs to be done (which is the big question) would you rather:
a. The state did it directly with in-house staff,
b. The state pays a charity to do it or,
c. The state pays a private sector company to do it?0 - 
            Running_Horse wrote: »It will be interesting to discover the true market rental rate once the taxpayer stops subsidising the BTL industry. Maybe then the hardworking poor will be able to compete for decent rental properties. Although I suspect one benefit will be replaced with another.
The thing is with a total cap of £480 per week, it doesnt matter if one benefit replaces another.
I dont know how it would work, I mean say a family qualifies for £250 housing benefit £40 council tax benefit £30 child benefit? Total £320.
Then they do qualify for £108 week child tax credit and £111 job seekers allowance?
I suspect they would get the tax credit added on to the £320 wk so total £428. So they would get a shocking letter saying you JSA will only be £52 instead of £111.
Most will think if they move to a cheaper area they will be able to get the full £111 JSA every week.0 - 
            If the work needs to be done (which is the big question) would you rather:
a. The state did it directly with in-house staff,
b. The state pays a charity to do it or,
c. The state pays a private sector company to do it?
a. = b. really with differeing levels of inefficiency. Cost to Tax payer £X.
c.= may be more efficient in short term but profit has to be made Cost to Taxpayer £X.
The only problem with c. is that a. and b. will resurrect at some point and we will end up paying twice.;)"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 - 
            useless_git_requires_wife wrote: »''family-friendly'' Cameron strikes again
Doesn't give a damn he doesn't know what "average" family life is.
Some Div in Whitehall took out a nice broad pen and scribed a line through the middle of a set of figures. those one side OK those the other tough.
Savings through that exercise £Y. Doesn't take into account the car crash in peoples finances that follow and the resultant impact on the economy as consumption drops.
I think up to 2 however measured is about right. Don't forget if children weren't born then there would no one to look after "us" and keep the world going. A bit like those who say "poor lambs going to slaughter", if we didn't want the lamb there wouldn't be any sheep full stop."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 - 
            PasturesNew wrote: »There should be a 4-bed cap on housing. Let them share.
Any single parent can go into the smallest room for starters - they don't need the largest bedroom, but they don't see it like that. Mathematically challenged, that's what it is.
The £480 cap is better. If they want to use most of it for rent they can live in a nice place. But most low income families will realise is they move somewhere cheaper they have more of their cap for food and living.
How much does a family of say 4 (2adults 2 kids) need for lving every week? Well it doesnt matter hiow much they need, its how much they want to keep for living out of the total £480. I would guess that only properties around the £200 per week area will be able to find tenants after teh cap comes in.
I can see the big picture is rents will fall a long way in London bringin down with them house prices and then knock on effect lower property all overt the UK.
Although some cheaper areas will see demand go up, and supply go down as all these families move out of London. When prices go up to near half the cap demand will go somewhere else.
I say shelter and other charities are going to be very very busy when these caps come in.
Why not send them all to Wales or the lowest rent areas, it will be a good leveler for the UK.0 - 
            The scum shouldn't be breeding if he can't afford to pay for his brats.
you shouldn't be posting if you are unable to read. I can more than afford to pay for my children. I was merely pointing out the unfairness of a system where a family on 44k with one parent working gets nothing but a family with two working parents on a combined 80k continues to get it. perhaps you are too daft to understand that concept. Do you understand it? Do you?
You stupid inept cretin.
And by the way, the small amount of tax i get back in CB is a drop in the ocean. I am well and truly a net payer.
Better luck next time love.0 - 
            Darthvader wrote: »The £480 cap is better. If they want to use most of it for rent they can live in a nice place. But most low income families will realise is they move somewhere cheaper they have more of their cap for food and living.
How much does a family of say 4 (2adults 2 kids) need for lving every week? Well it doesnt matter hiow much they need, its how much they want to keep for living out of the total £480. I would guess that only properties around the £200 per week area will be able to find tenants after teh cap comes in.
I can see the big picture is rents will fall a long way in London bringin down with them house prices and then knock on effect lower property all overt the UK.
Although some cheaper areas will see demand go up, and supply go down as all these families move out of London. When prices go up to near half the cap demand will go somewhere else.
I say shelter and other charities are going to be very very busy when these caps come in.
Why not send them all to Wales or the lowest rent areas, it will be a good leveler for the UK.
4 bedroom????? make it 2. that is two more than the scum bags can actually afford.
How do you fancy moving back to a 2 bedroom flat Linda?0 
This discussion has been closed.
            Confirm your email address to Create Threads and Reply
Categories
- All Categories
 - 352.3K Banking & Borrowing
 - 253.6K Reduce Debt & Boost Income
 - 454.3K Spending & Discounts
 - 245.3K Work, Benefits & Business
 - 601K Mortgages, Homes & Bills
 - 177.5K Life & Family
 - 259.1K Travel & Transport
 - 1.5M Hobbies & Leisure
 - 16K Discuss & Feedback
 - 37.7K Read-Only Boards