Credit used for rent of mortgage

silvercar

homelessskilledworker wrote: »

http://uk.news.yahoo.com/credit-used-rent-mortgage-000505180.html


One in seven Britons has turned to credit such as a payday loan or unauthorised overdraft to help cover their rent or mortgage in the last year, a study from Shelter has found, as the charity warned that relying on such methods could lead to people losing their homes...........................

What would shelter prefer, that people take loans to pay for holidays and build up rent arrears?

Generali

Crash_Over wrote: »

The thought occurs that a poster calling themselves 'homelesssklilledworker' is indeed a member of shelter.

Most skilled people I know are not homeless. Perhaps HSW should apply themselves more vigorously.

How many homeless people do you know that are skilled?

tartanterra

RenovationMan wrote: »

I regularly get accosted by shelter's paid representatives on the way to work but brush them off because they're pushy

I am always amazed, that when people give money to Shelter, they genuinely believe it is going directly to the "homeless".

Shelters income last year was over £39,000,000.

Of that, almost £32,000,000 was required for staff costs, and £433,000 was actually given out as grants.

Yes, these staff help and campaign for the homeless, but I think that most people who donate would be surprised at how little of the hard cash they have donated ends up in the pockets of the homeless.

Personally, I always prefer to give my money to local charities which manage to get the majority of the cash to the people that need it.

Graham_Devon

tartanterra wrote: »

I am always amazed, that when people give money to Shelter, they genuinely believe it is going directly to the "homeless".

Shelters income last year was over £39,000,000.

Of that, almost £32,000,000 was required for staff costs, and £433,000 was actually given out as grants.

Yes, these staff help and campaign for the homeless, but I think that most people who donate would be surprised at how little of the hard cash they have donated ends up in the pockets of the homeless.

Personally, I always prefer to give my money to local charities which manage to get the majority of the cash to the people that need it.

To be fair, this is no different to any other charities.

Crash_Over

Generali wrote: »

How many homeless people do you know that are skilled?

Fair point. I don't know any homeless people.

I'd like to wager though that homelessskilledworker chose his user name from a political standpoint. I question whether he actually is homeless and living on a park bench somewhere.

System

I suspect what he means is don'townmyownhomeskilledworker.

The_White_Horse

you're better off just letting these people starve on the street. once they are all gone, there is no more problem. easy.

tartanterra

Graham_Devon wrote: »

To be fair, this is no different to any other charities.

I would say that is true of the larger national/international ones. As they grow, they seem to get less and less money (proportionally) to the front line.

I do think that most local charities, generally staffed 100% by volunteers, are better at getting all of their donations to those they are supporting.

I am, of course, generalising, as there is good and bad in both camps.

FTBFun

The_White_Horse wrote: »

you're better off just letting these people starve on the street. once they are all gone, there is no more problem. easy.

Finally - a sensible solution.

wotsthat

Crash_Over wrote: »

I'd like to wager though that homelessskilledworker chose his user name from a political standpoint. I question whether he actually is homeless and living on a park bench somewhere.

Nah - not that intricate really.

Its just Foxy and he fancied a change.