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Oops where did it all go wrong?

mazzymoo3
mazzymoo3 Posts: 27 Forumite
edited 3 January 2012 at 11:02AM in Debt free diaries
Ok, I have decided 2012 will be my year to be DF.
I have already completed my SOA.( single mums budget)

I owe 12k on a personal loan
£2400 Virgin credit card @0%

so far i have done the following;
1)placed 10 books for sale on greenmetropolis
2)put my swanky quinny buzz on ebay starting price £50
3) DS clothes on ebay
Have had 4 NSD since 29th Dec, not sure if this cheaping as its not really 2012.
4) put my named down for 15 NSD in January challenge.
wish me luck folks I feel like chiauchua with a bone grrr( not sure how to spell chiauchua:rotfl:
HSBC loan £11,700 @ 7.9%
Virgin credit card £2400 @ 0%
NSD challenge Jan 2/15

Comments

  • tring to do my signature but not coming through for some reason doh!
    HSBC loan £11,700 @ 7.9%
    Virgin credit card £2400 @ 0%
    NSD challenge Jan 2/15
  • mazzymoo3
    mazzymoo3 Posts: 27 Forumite
    edited 2 January 2012 at 9:28PM
    kids with their dad today so I will be
    Going for a run done
    clean kids rooms and hoover
    clean kitchen and wash laminate floor done
    clean bathroom and wash floor done
    keep an eye out for stuff to put on ebay done, dress being watched by 8 an pushchair being watched by 12 so the odds are good

    also NSD yay 2nd 1 of jan.
    whoo hoo i feel like i am on fire
    HSBC loan £11,700 @ 7.9%
    Virgin credit card £2400 @ 0%
    NSD challenge Jan 2/15
  • checked banking and due to a b
    onus (yay) have managed to get rid of both overdrafts in 1 strike:j
    so currently in credit in both accounts
    Hsbc food account in credit by £200
    hsbc bill account in credit by £1o8

    also have put £200 in emergency fund

    so main mission this month is to stay out of overdraft as DD2 is turning 4 so am having a small party at home, so will be looking for cheap party food ideas but also healthy as dont want parents screaming out of my house carrying their children due rubbish unhealthy food:D
    today will be cleaning kids bedrooms as didnt do that yesterday, weather is rubbish but may get the free bus to tescos and do a bulk cooking for freezer
    HSBC loan £11,700 @ 7.9%
    Virgin credit card £2400 @ 0%
    NSD challenge Jan 2/15
This discussion has been closed.
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