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SF's 2012 diary - the most exciting year yet!
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Hi SF,
It is soo cold right now brr! I agree batch cooking is fab - i think i need to create some freezer space first though before i start to do any as there would just be no room for anything to go inEven if i take a portion of meat out of the freezer everything else just seems to relax into the space :rotfl::rotfl::rotfl:
Wow! i hope you get alot of the things you want for your birthday and xmas
I wanted to ask you about your yearly plans if thats ok? I *think* you said at the start of the year you think about how many NSD's you want to have that year and break it down over the months? Definitely something i want to incorporate next year but is there anything else like this that you do ?It seems i'll be sat home alone new years eve and will be plotting and planning for the year ahead
I do love the new year in terms of a fresh start and everything but i am not too bothered about going out - i have been asked but as it would cost around £200 :eek::eek::eek::eek: i politely declined saying that it would be too expensive for me and got a very shocked look :rotfl::rotfl::rotfl: (£200 = cost of ticket, cost of taxi's and drinks never mind a fab new outfit and shoes :cool:)
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hello DFW and :eek: to £200! I'm not the biggest fan of New Years so I would definitely be saying no at that price!
About the NSDs, I like to aim for 200 in a year, which isn't too much of a push. I then think about which months have higher spends generally, such as December as I have a few birthdays and Christmas, and August as it's the holiday time. I then estimate what I'm going to achieve every month, making sure it adds up to 200. Does that make sense?please ask if it doesn't!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Gah, I have arrived to work in a bad mood this morning, after having been stuck behind 3 different tractors on the way to work. It made me a) late and b) VERY ANGRY by the time I got here...
I don't understand, if they can see that there's a line of about 40 cars behind them and it's a busy road where overtaking isn't easy, why they don't just pull in and let the cars past every now and again. *and breathe*
I may treat myself to a co$ta at lunch time today - I'm all grumpy now and need something nice to cheer me up:rotfl: plus I've not had anything like that in ages, and the christmas drinks are out now, and I just want one!
So, probably not going to be a NSD for me.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I did go to co$ta yesterday lunch time - got a frosted mint hot chocolate, which was amazing but it sent me a bit hyper!
must have had a lot of sugar in the syrup, it made me feel strange
still, I'd definitely have another
Glad it's Friday :j :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »I did go to co$ta yesterday lunch time - got a frosted mint hot chocolate, which was amazing but it sent me a bit hyper!
must have had a lot of sugar in the syrup, it made me feel strange
still, I'd definitely have another
Glad it's Friday :j :j
I'm not sure if that drink is for me, I like my chocolate undiluted by any other flavoursTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I just ordered another Christmas present using a £5 @mazon voucher that I got from $wagbucks, so that's good
I'm getting organised with the christmas shopping slowly; I'd normally have nearly finished by now, but because we still don't know if we'll have moved before christmas, we don't want to get too many things and then have to move house and have even more stuff to pack!
Need to go food shopping this afternoon and I really need a couple of new work tops, perhaps a jumper for work too, so we shall see. I hate clothes shoppingBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »Thanks
and do you like @fter 8s? if so, it's like that! Then again, just normal hot chocolate is pretty good too
No I don't like them at all! I always give a sigh of relief when they're handed around. It means I won't be the one necking all the chocolate:o
Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I've run out of tea bags... :eek: :eek: :eek:
Not going to the shop though, it would ruin my NSD....Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »I don't understand, if they can see that there's a line of about 40 cars behind them and it's a busy road where overtaking isn't easy, why they don't just pull in and let the cars past every now and again. *and breathe*.
Get that here all the time ..... they're either really good & pull in or go for miles with huge queues behind them - especially frustrating as there's a few huge layby's they can easily pull into (some do) and let the queue go past as they drive through and it doesn't hold them up at all:mad:
slowlyfading wrote: »I did go to co$ta yesterday lunch time - got a frosted mint hot chocolate, which was amazing but it sent me a bit hyper!must have had a lot of sugar in the syrup, it made me feel strange
still, I'd definitely have another
:rotfl::rotfl::rotfl:slowlyfading wrote: »I've run out of tea bags... :eek: :eek: :eek:Just catching up - did chuckle at the mint hot choc :rotfl:
Now wanting hot choc ....... just looked and luckily some in the cupboard so off for one right now
:eek: to no tea bags - shame we can't do teleporting (or whatever it was they did on Star Trek?) - as I found a box earlier when I was stock taking in the cupboards.......Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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