CARDoneBANKING >>>>>>>

j4g3d

To cut a long story short, my friend cannot get a bank account. She has tried every single current and basic account available. Her credit history is fine. The problem is her 'so called ex friend' used her account (when she had one) to commit fraud. So her identity is ear marked as a fraud risk.

Anyway, she's been approved with CARDoneBANKING however she really needs direct debits and there website doesnt say anything about DD. Every other website that is advertising CARDoneBANKING states it does use DD facilities.

Anyone on here confirm if it does or doesnt?

Also while im here, any other accounts like cardone that guarantees to accept anyone?

rising_from_the_ashes

Anyone should be able to get a basic account (even those with bad credit / bankrupts etc) .... who has she tried?

What is the status of the fraud investigation?
Does she have anything proving that she was not involved (to pass to a new bank) etc?

j4g3d

rising_from_the_ashes wrote: »

Anyone should be able to get a basic account (even those with bad credit / bankrupts etc) .... who has she tried?

What is the status of the fraud investigation?
Does she have anything proving that she was not involved (to pass to a new bank) etc?

She was involved in the fraud scam. Fooled into it by the person.

So its a no go. Shes spent many hours sitting in all the banks trying to get an account, even basic as poss. They dont want to know.

camuk81

Starting with has see out a notice of correction on her credit file?

A quick google says that yes you can. Fingers crossed she gets this sorted!

j4g3d

camuk81 wrote: »

Starting with has see out a notice of correction on her credit file?

A quick google says that yes you can. Fingers crossed she gets this sorted!

Nothing is on her credit file at all. Ive applied for it online for her and we both saw nothing at all was on there. This fraud happened a year ago.

rising_from_the_ashes

j4g3d wrote: »

She was involved in the fraud scam. Fooled into it by the person.

Ahhhhhh, that wasn't clear from your first post ... no wonder she's struggling then.

Did a quick search and came across this (a site for ex-offenders) http://www.unlock.org.uk/xoffenders.aspx?sid=131 ..... sorry, no other suggestions from me as it's very unlikely she'll get approved for an account.

I know a couple of people who have their direct debits coming out of someone else's account and give them the money, but it would depend on who she's got to ask - personally, I wouldn't do it for anyone as it's your account and if they don't pay, you're scuppered with either having to pay it, or risk your account (charges etc) / credit history.

rising_from_the_ashes

camuk81 wrote: »

Starting with has see out a notice of correction on her credit file?

But she can't do this if she was involved ......

j4g3d

Yes and she got £300 out of the scam and the real scammer who set it all up got £7700. Apperently hes done it before to others but never has been caught. All the money he scams he sends abroad to his relative where osama was caught.

The CARDONE has been approved for her, hence why she just needs to know if they accept DD? there closed right now to check

rising_from_the_ashes

According to these, you can have direct debits:

http://www.e-debitcard4all.com/guaranteed-acceptance-bank-account-with-mastercard.htm
http://www.whichwaytopay.com/compare-bad-credit-bank-accounts-detail.asp?Product=Card-One-Banking&ID=38

j4g3d

rising_from_the_ashes wrote: »

According to these, you can have direct debits:

http://www.e-debitcard4all.com/guaranteed-acceptance-bank-account-with-mastercard.htm
http://www.whichwaytopay.com/compare-bad-credit-bank-accounts-detail.asp?Product=Card-One-Banking&ID=38

I know, according to every site advertising cardone it states they accept DD. But on cardones own site it doesnt mention DD.

rising_from_the_ashes

Sorry, not looking so good .... https://www.cardonebanking.com/faq/yourquestions.html#faq10
but it then seems to say in the text that you can have dds......