We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Does it make any difference?
Comments
-
originalmiscellany wrote: »Hugo - if they're both being repaid at the same rate, then you will be doing fine - it simply means that you are going to be paying a chunk of mortgage off as it is - if you are able to keep it as it is, it simply means you're making a repayment /overpayment as it is, so no concerns from me.
The rate is the same on both so i'll keep going as I am. My annual statement should arrive soon ...... getting quite excited!! Just registered my 0% credit card while the money works for me in the offset account - should have done this years ago.originalmiscellany wrote: »Well done on DD's 0.75%. Have you been able to increase it to much higher?
Halifax are offering 6%. Need to pay in £10 per month though so I'll have to raid her piggy bank0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards