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Does it make any difference?

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  • hugo15
    hugo15 Posts: 120 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hugo - if they're both being repaid at the same rate, then you will be doing fine - it simply means that you are going to be paying a chunk of mortgage off as it is - if you are able to keep it as it is, it simply means you're making a repayment /overpayment as it is, so no concerns from me.

    The rate is the same on both so i'll keep going as I am. My annual statement should arrive soon ...... getting quite excited!! Just registered my 0% credit card while the money works for me in the offset account - should have done this years ago.
    Well done on DD's 0.75%. Have you been able to increase it to much higher?

    Halifax are offering 6%. Need to pay in £10 per month though so I'll have to raid her piggy bank :D
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