TYO's 2012 MF House Fund!....

[Deleted User]

Morning
Hope everybody is looking forward to :xmastree:
Only a few more sleeps and even better only a few more days left at work!! :rotfl:


All being well come payday I worked out that between us we have saved/OP's £21,200 this year!! :j:j

I think thats pretty good as certainly havent felt like Ive scrimped on things, we have still had the odd (or more than that!) takeaway/meal out, been on hollibobs (twice in fact! ) and paid off c/c for a car plus house bits! If we can do all that and save that much, 2013 should be off to a fab start!

Is it too early to be thinking about new years resolutions I wonder.....

nattypants

Good morning TYO - I'm going to back track through your diary this evening as I quickly read size 10 jeans, unfortunately I have to scoot of to get ready for work just now...will be back though:D

[Deleted User]

Hey np
Good luck with my ramblings
As you will see the size 10 challenge has been going on for about 2 years now! and though I can do them up I cannot sit down in them!:p

Also should head off to work really I spose!... best way to pay off the mortgage! :money:

HelenDaveKids

Thats an awesome amount tyo. Especially as you still managed to live! Its such a fine balance.
We need (note need not want) a television table as currently using dd1 desk (for over a year) but just can't justify cash, keep missing out on ebay too.

Tilly_MFW_in_6_YRS

Morning TYO, you've made brilliant progress. Good luck with resolutions for next year. Getting closer to hols now.

Tilly x

Radish72

:j:j:j:j:j Who's a clever girl (and boy if he's reading)

Here's to smashing that amount next year :T

and at least you can fit in your jeans

gallygirl

Deleted_User wrote: »

As you will see the size 10 challenge has been going on for about 2 years now! and though I can do them up I cannot sit down in them!:p

I can sit ON a pair of size 10's....... or at least I probably could if I had owned a pair in the last 35 years .

[Deleted User]

HDK - Would a table be something you could get on freecycle? not sure what its like in your area?

Tilly- yep am soooo looking forward to the end of the year!! only 2 more days and not many more sleeps till :xmastree:

Radish- Thanks Yes I can fit in them... I try them on for about 10 seconds to prove it, realise I cant move/sit down yet and change back into my baggy ones! :rotfl:

GG - I hadnt thought of using jeans as an alternative to cusions- I guess I could stuff the ones that still dont fit (there are many ... !) with stuffing and make into cushions... very MSE no? :money:

Right - need to get up and moving, crazy busy trying to finish everything off at work for the end of the year - always that time when going on holiday is more hectic than just saying at work!! :eek:

Only a few more sleeps till :xmastree: and then I can start formulating my 2013 resolutions!
At a guess they will be something along the lines of....
1) Keep food budget at £1200 or under.
2) continue to search for best deals/cashback on purchases and ask if its a "want" vs a "need"
3) See what "free" money can get from bank a/c switches/savings rates (must remember to change these when current ones run out!)
4) Keep on the health kick- definitely feel much better for it - especially the exercise! (I did ask Mrtyo whether he wanted to go for a run this morning but it was dark so he turned back over and went to sleep.... he promises he will go once Ive gone to work, which means I need to do one later to keep up with him!!:eek:)

Thats it for now - better go to actual work I guess!!

[Deleted User]

Afternoon all!!
Work finished for the year - yay!! :j:beer:

Now have a horrible cold tho

All account tidies done and will have an extra £5 and £120ish expenses to add to the house pot come mid jan! :A

NSD today gonna snuggle under a blanket or two and watch trashy films with Mrtyo - will feed him too - promise! Eating out of freezer for tonight and tomorrow and xmas eve!

Happy xmas eve-eve-eve everyone! :xmastree:

nattypants

Great diary TYO and in honour of your :money: ways, I have increased my monthly MOP (only by extra £10 mind you:p)

Hope you feel better soon - plenty of blanket snuggling and happy Christmas Eve-Eve-Eve to you also:D