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difference between default dates and start of arrangment to pay on credit file

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Comments

  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    Makes you wonder why people bother paying debts a like this.

    Thanks for the update.

    HB
    :beer:
  • xgingerx
    xgingerx Posts: 591 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Stop paying and Default seems to be the best option. How ridiculous this is , what a joke the system is. I have same issue with barclaycard so I know now what I'm doing , thks crazy :)
    Dmp Mutual Support thread member No 82
  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    On the plus side, from what I read on here, cards and loans search 3 years, mortgages 6. So should be a bit better soon.
    :beer:
  • xgingerx wrote: »
    Stop paying and Default seems to be the best option. How ridiculous this is , what a joke the system is. I have same issue with barclaycard so I know now what I'm doing , thks crazy :)

    Yes that's right for a better credit rating don't make any effort to pay your outstanding debts, I only hope that others in a similar situation to me will not get caught out like I did after reading what happened to me.
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