Keeping up appearances.......

Shelski_2

Snap! The council tax free months will pay for my road tax and MOT never ending but I suppose it could be worse and we have to pay that on top of the council tax.

I'm really enjoying your diary, thank you

haybel19

Well done on your progress so far... have read your diary from start to finish over the last two nights.

HappyNow

Shelski wrote: »

Snap! The council tax free months will pay for my road tax and MOT never ending but I suppose it could be worse and we have to pay that on top of the council tax.

Is it sad that my ambition is to one day buy a 12 months car tax disc instead of always just getting 6 monthers ? I even look at friends' tax discs, and if it's a 12 month one I inwardly note that they must be doing OK!

haybel19 wrote: »

Well done on your progress so far... have read your diary from start to finish over the last two nights.

Wow haybel, you deserve a perseverence award . But thanks for dropping by and commenting x

HappyNow

Purely for interest, I've just added up the credit limits on all my cards. I have ten credit cards (:o) and between those and my two overdrafts I have access to unsecured credit of £108,630!!! :rotfl::rotfl:

PinotGrigio41

HappyNow wrote: »

Purely for interest, I've just added up the credit limits on all my cards. I have ten credit cards (:o) and between those and my two overdrafts I have access to unsecured credit of £108,630!!! :rotfl::rotfl:

Mrs H, sorry I havent dropped in for a while, you know how it is !

Im really sorry, I shouldnt laugh but I did ! :rotfl:

Now purely in the interests of research I am nipping off to add up the credit limits of my cards before they were chopped into tiny pieces . I will be back soon ..............

Oh and wendfd, there are loads of us out there with mountainous debt, welcome to the madhouse !! x

PinotGrigio41

Well that didnt take long ....and you beat me Mrs H ! :j

£78,000 credit limits, but I also had the dubious pleasure of having a credit card with NO LIMIT ! Thats what we lived on when cashflow was tight or to pay THEM . The only rule being that it was paid off in full each month. I could spent up to about £15,000 a month if I wished but if I wanted more I needed to ask first ! Crazy ! all in all a case of robbing Peter to pay Paul .

In additional £25,000 of overdrafts and the mortgage from hell !

How are we still sane - ish ??? Infact I'm probably not !

Infact I am going to repost this on my own diary, for my own benefit really just to remind myself what a muddle it all was and how far we have come x

HappyNow

PinotGrigio41 wrote: »

Well that didnt take long ....and you beat me Mrs H ! :j

£78,000 credit limits, but I also had the dubious pleasure of having a credit card with NO LIMIT ! Thats what we lived on when cashflow was tight or to pay THEM . The only rule being that it was paid off in full each month. I could spent up to about £15,000 a month if I wished but if I wanted more I needed to ask first ! Crazy ! all in all a case of robbing Peter to pay Paul .

In additional £25,000 of overdrafts and the mortgage from hell !

How are we still sane - ish ??? Infact I'm probably not !

Infact I am going to repost this on my own diary, for my own benefit really just to remind myself what a muddle it all was and how far we have come x

Scary big numbers! I make just the minimum repayments on some of my cards, but they STILL regularly send me letters increasing my limit. Like £108,630 of credit might not be enough :rotfl:.

Piquant_2

Recently my credit card that I still owe about £9k on had it's limit increased from 10k to 12k. I haven't used it for years and make minimum payments [targeting another card] Before I realised the debt I was in, I'd have gone and blown that extra £2k in less than a week

PinotGrigio41

Thank goodness that we have now all seen the light !!

haybel19

HappyNow wrote: »

Scary big numbers! I make just the minimum repayments on some of my cards, but they STILL regularly send me letters increasing my limit. Like £108,630 of credit might not be enough :rotfl:.

My goodness you could buy another house :rotfl: