We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Renault Sold me a car on damn finance !

kinglewis121
kinglewis121 Posts: 147 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Loans
hi everyone i dont know where to put this post so please move if appropriate

Renault in 2008 Sold my Wife a car with 1 previous owner she bought it from a genuine Lookers Renault dealer .

anyway she's had it give or take 2 and a half years and weve now come to sell this car in order to buy another and the interested buyer has done a HPI check on the car and its come back as outstanding finance !!!!! she paid full payment for it back in 08 what shall i do? i keep looking like a conman now
:jEmpire Stores - [STRIKE]2400[/STRIKE] - [STRIKE]1900[/STRIKE] - [STRIKE]1230[/STRIKE] - [STRIKE]780 [/STRIKE]
:mad: Natwest Fighting Back for 450 in charges
:mad: Three - [STRIKE]150[/STRIKE] x !!!!!! ALL GONE ! :D
" If your going through hell keep going "

Comments

  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I take it you have done your own hpi check or seen a copy of this hpi check ? well you ought to get onto renault and ask them what they're palying at.
  • mlp
    mlp Posts: 128 Forumite
    I doubt there'll be much issue if it was bought outright from a franchised dealer. Probably an administrative error on the finance company who did not clear the "finance outstanding" flag when it was sold back to the dealer by the original owner.
  • LovelyLeeds
    LovelyLeeds Posts: 584 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    mlp wrote: »
    I doubt there'll be much issue if it was bought outright from a franchised dealer.
    Agree with that, I thought the point of buying from a dealer covers you for HPI - I'm sure once you alert the Renault dealership - this will be resolved. Let us know!
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    If it was a cash sale no problem
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • **Patty**
    **Patty** Posts: 1,385 Forumite
    Have you seen a copy of the HPi? I'd ask to see it before you blast Renault ;)
    Autism Mum Survival Kit: Duct tape, Polyfilla, WD40, Batteries (lots of),various chargers, vats of coffee, bacon & wine. :)
  • withabix
    withabix Posts: 9,508 Forumite
    chanz4 wrote: »
    If it was a cash sale no problem


    Not true. If there is outstanding Finance from a previous owner, there IS a problem.
    British Ex-pat in British Columbia!
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    withabix wrote: »
    Not true. If there is outstanding Finance from a previous owner, there IS a problem.

    True, but one that should be fairly straight forwards to fix :)
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    my point been they can easly clear it if the op paid them cash
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • kinglewis121
    kinglewis121 Posts: 147 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Went to renault this morning , let the mrs dad do the blabbing basically they had obviously sorted the finance end of it but whoever admined it didnt bother to remove Marker from experian (where HPI check info is held) we got a letter from renault as proof to a buyer that it was clear but by the time i got home the HPI database had updated and showed clear
    :jEmpire Stores - [STRIKE]2400[/STRIKE] - [STRIKE]1900[/STRIKE] - [STRIKE]1230[/STRIKE] - [STRIKE]780 [/STRIKE]
    :mad: Natwest Fighting Back for 450 in charges
    :mad: Three - [STRIKE]150[/STRIKE] x !!!!!! ALL GONE ! :D
    " If your going through hell keep going "
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    so that was simple as I said
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture