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The car finance company

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  • Hi all

    I hope you don't mind but I wanted some advice.

    Have any of you had any dealings with the car finance company?

    I have adverse credit due to going to university/being a single mum/being an a** with money, I am now sorting all of this out, have a good job etc etc etc and I need a car. I have been offered car finance with this company & I am umming and ahhing over it. Yes I need a car but the apr is 50%...

    I have tried other avenues, and this is the only one I have but I don't want to get 'ripped' off, after all I am trying to sort my finances out, so I am going round and round in circles with this.

    I have googled them and they recently won responsible lender of the year, but it's still 50%!

    I can afford the repayments, so that isn't an issue. I just don't want to get myself tied up with a company with a bad rep, hence coming on here and asking you guys for advice.

    I hope this makes sense.

    Thanks :D

    I should add that I have chosen the car from an independent dealer, the finance was arranged via them, so it's not a carcraft deal or anything like that.
    the APR is huge and the cars are awful ,im on the second car and after 2 months i have several major problems with it. Dont bother with them
  • Keep clear of the car finance company
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