CTG and self assessment

bujin

What can I say jimmo, once again you have answered every question so succinctly and thoroughly, I actually feel completely clear about the whole thing. The whole thing makes perfect sense and yes the single body etc was a great illustrator.

I'll now be able to advise my husband and brother in law, with these facts and they can proceed to wrap things up pretty swiftly.
So many many thanks for your time and patience it's been really appreciated.