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I need to change or we are going to sink
Comments
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Good luck. There are a lot of knowledgeable & kind people here (and you can ignore the occasional idiot)
Do go down to the Old Style board, where a lot of people support each other in ideas to stretch & make the most of what you have; and to have fun in thrifty ways.0 -
Its always good to hear about new members LBMs...perhaps you could give us an idea of what made you change? We need inspiration too you know...it's not easy being virtuous all the time.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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I found I wasnt opening post anymore as it was getting so bad :eek: and that there was some court papers. Also I am fed up with living like this and want to have more spare money, start a family etc. I have also recently lost a fair bit of weight and from that thought if I can stick to this then I can do the DFW thing as well.APR NSD - 0/10
Paid off in 2013 so far £125.00
April Money made - £18.000
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