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Mortage Rate Advice
v6wrx
Posts: 19 Forumite
Hi I currentley had a fixed rate mortage with halifax for two years,
Now i have come out of this and have gone to there base rate which is 3.50%, I have a mortage of 81,000 thousand and also put down a 20,000 Depostit. Since going to base rate i have saved around 40 pound a month. Is there any better rates out there with halifax with the tracker ect.
Now i have come out of this and have gone to there base rate which is 3.50%, I have a mortage of 81,000 thousand and also put down a 20,000 Depostit. Since going to base rate i have saved around 40 pound a month. Is there any better rates out there with halifax with the tracker ect.
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Comments
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Think you need to know your LTV now as some properties have lost value and some have gone up in value.
Have you paid much off the mortgage ? can you afford to overpay ( other expensive debt? )0 -
House is worth 120k stayed the same really in value. No other debts, It is a shared Equity home with charles church there equity is 20k. Rather stay with halifax as i now there ok with shared equity. I will have another ten thousand to go down as a early repayment for the mortage.0
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Any Advice?0
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