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NEWBIE Just acknowledging debts and in need of support and advice ;-)
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am sending you good wishes for a new job very soon!think you are great for looking at the problem now rather than "oh,i'll look into the debt scenario when i get a job.....when i've a couple of wages earnt " etc!!

Thanks Gem68 ;-)
I want to have a very clear plan in time for when I have the first income from a new job....I'm 100% committed to sorting this out now as I know otherwise my future will be very bleak! I'm looking forward to the day when I have no more letters coming through from DCA's, no CCJ's or defaults, and a healthy credit report and can start thinking about getting a mortgage - I know it will be years away but now's the time to start getting ready!Started Acknowledging in December 2011 - Starting with Debts of £14,078
Debt now stands at £6355 (October 2012) thanks to the advice on here. :beer:0
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