best quick loan?

[Deleted User]

sorry but i cant work out why the trip is SO important but has to wait till christmas day(not the cheapest time to fly),something doesnt add up here

HayleyArnd

woodbine wrote: »

sorry but i cant work out why the trip is SO important but has to wait till christmas day(not the cheapest time to fly),something doesnt add up here

Work. Me and my husband are both required to work until the 22nd, then the earliest we can fly out would be around the 23rd, but due to needing a loan, I don't believe we would be able to make this in time.


How long do Sainsbury's generally take between receiving an application to paying out a loan? If approved of course?

And also yes. I think I may apply for the loan to be consolidation, and make it look as if I am going to pay off my credit cards, and maybe just put a small minority on them.

Thanks for the replies all, your being a great help!

immoral_angeluk

HayleyArnd wrote: »

Work. Me and my husband are both required to work until the 22nd, then the earliest we can fly out would be around the 23rd, but due to needing a loan, I don't believe we would be able to make this in time.


How long do Sainsbury's generally take between receiving an application to paying out a loan? If approved of course?

And also yes. I think I may apply for the loan to be consolidation, and make it look as if I am going to pay off my credit cards, and maybe just put a small minority on them.

Thanks for the replies all, your being a great help!

I believe if it's for consolidation they'd expect you to set up balance transfers instead of them just giving you the money.
This may have changed since the last time I looked into it though.

There's also the question of whether they'd be happy about giving you a loan for debt consolidation, and then you not using it for that purpose...

HayleyArnd

So would you just say apply for a 'personal' loan and see where that gets me?

hunt85

immoral_angeluk wrote: »

I believe if it's for consolidation they'd expect you to set up balance transfers instead of them just giving you the money.
This may have changed since the last time I looked into it though.

There's also the question of whether they'd be happy about giving you a loan for debt consolidation, and then you not using it for that purpose...

no they wouldn't expect you to do that, they just need a legitimate reason for money laundering/responsible lending purposes

hunt85

HayleyArnd wrote: »

Work. Me and my husband are both required to work until the 22nd, then the earliest we can fly out would be around the 23rd, but due to needing a loan, I don't believe we would be able to make this in time.


How long do Sainsbury's generally take between receiving an application to paying out a loan? If approved of course?

And also yes. I think I may apply for the loan to be consolidation, and make it look as if I am going to pay off my credit cards, and maybe just put a small minority on them.

Thanks for the replies all, your being a great help!

about a week maximum, so you've got plenty of time.

HayleyArnd

Anyone had any experiences with YES-SECURE?

glasgowsaver2011

HayleyArnd wrote: »

Anyone had any experiences with YES-SECURE?

Nope

but they sound super dodgy!

do you not have a car you can maybe sell, even to someone like we buyanycar

System

I've not heard of them before, but there's an old MSE thread about them here: https://forums.moneysavingexpert.com/discussion/comment/40380018#Comment_40380018

I haven't looked through it myself, but hopefully it will help.

chesky369

http://loans.loanfinder.co.uk/Yes-secure

try looking at this website - it has posts from people who have used yes-secure - might put you off.