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Halifax mortgage statement

I recently had my annual mortgage statement and it says that 2100 will be added as annua interest at the end of Jan.

If this is the case the interest is added at the end of Jan, then why are my monthly mortgage payments of 850 only taking 200 off the capital
OPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings

Comments

  • Trentenders
    Trentenders Posts: 1,273 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You will find that interest is calculated daily, but that is how they choose to display the calculation. The statement is probably not overly clear
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