Same Day Loan with Bad Credit

KingElvis

Mate, your bank won't give a monkeys about you moving accounts, sorry to say that but it's true.

tell_it_how_it_is

My thoughts are pretty much a combination of the others, and probably one of the rare times I'd think a payday loan would probably be handy (assuming there is no other friend or family member you can turn to) - but again ONLY if you ensure you pay it all back as soon as you get paid.

I'd look to borrow a smaller amount, say £300-£400, over 2 weeks, which would be around £50-£60 interest with Wonga. Pay off the bills you HAVE to pay off, and possibly speak to the council about delaying payment of the council tax for a few days.

Then think about what you have left, and decide what you need to live on - beans on toast for a fortnight if necessary - and split the rest between paying percentages off what you owe friends/family, however small.

And most importantly of course, once again, should you take out a payday loan, pay it off AS SOON AS you get paid. They charge ridiculous interest. Friends don't. Good luck.

DCFC79

Did you not get told the bils were due on x date ?
You would have been wise in saving up soem extra dosh to help with any unexpected bills.

Ive seen 2 people move into a flat/house and they're income isnt enough to cover they're outgoings and so 1 is left with nothing once the bills have left his account and the other person has some money left once the bills are payed but he has borrowed form his family and does work for his dad on weekends for teh extra money amd he even does overtime at work and is still short on money.

RobEssex

Quick Quid offer same day loans of £1500.00 but i doubt theyll accept if you're a first time customer.

But only do this if you can DEFINATELY pay it back. I fell into the payday loan trap and its a hard thing to get out of - even harder than the situation you're in at the moment.

coldcazzie

There should be no problems with paying the council tax over 12 months instead of over 10. Tbh I think that's a stupid way to do it anyway. I always put everything to 12 monthly payments regardless of what they've written on the bill letter, and I'm not in difficulties. Just ring them and ask nicely.