We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Credit Score in the UK?

What is the average credit score in the UK? and what sort of score do Banks etc lend at?

Has anyone with a high score ever been refused a loan or credit?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The score is entirely irrelevant. 999 is the standard score handed out (and the maximum) but doesn't mean anyone will lend to you.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Many many people with the highest credit score are often refused credit.

    Lenders will consider many things in addition to what is on your credit file, before making a decision as to whether to offer a person credit.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.4K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.