Post BR and Car

Chuckie1998

I am now discharged from BR, and was allowed to keep my car when I petitioned for my BR as I travel an 84 mile round trip to work daily. My car was only worth £200, and I had only just bought it so I had a receipt to show the OR. I didn't have to pay the OR anything to keep it.

My question is, what happens to my car post BR, and am I allowed to sell it at some stage in the future. It runs fine, but obviously will be sold on in the future when I can afford something a bit more presentable.

I have an IPA in place for a further 2 years.

fooked

I would have thought it is your to keep & do as you please. I was also told my car was exempted but never received any written confirmation regarding this?

nomoneytoday

I'm sure the OP won't worry about a £200 car.
AFAIK there is a £1500 "reasonable-ness" clause in the T&Cs

nomoneytoday

Sorry OR, not OP :eek:

Ineedaname

Once you are discharged it's entirely up to you what you do with the car. The only obligation you have now is to continue to cooperate if ever you are contacted again by the OR (unlikely for most BRs) and to comply with the IPA you signed, i.e. inform within 21 days of any significant changes in finances.

MTDancer

Ineedaname wrote: »

Once you are discharged it's entirely up to you what you do with the car. The only obligation you have now is to continue to cooperate if ever you are contacted again by the OR (unlikely for most BRs) and to comply with the IPA you signed, i.e. inform within 21 days of any significant changes in finances.

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Surely if you have no IPA then there is no reason for them to contact you?

Ineedaname

Chuckie has an IPA in place so my comment was relevant to the OP's circumstances.

Even though someone is discharged they still have an obligation to cooperate with the OR's office if contacted at any time about their BR. This is rare post discharge but worth mentioning from time to time just in case...

alastairq

MTDancer wrote: »

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Surely if you have no IPA then there is no reason for them to contact you?

The OR can contact a discharged BR at any time subsequent to Automatic Discharge, if there are any queries regarding the BR, or information needed.

Automatic, or Early,Discharge doesn't mean that the administration of a BR estate has ended, or been completed.......things may subsequently come to light, etc??

tigerfeet2006

MTDancer wrote: »

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Surely if you have no IPA then there is no reason for them to contact you?

Whether you have an IPA in place or not if the OR contacts you once discharged you are still under an obligation to co-operate with them. It is rare that it happens, but it can ie; a past creditor contacts them that they need to ask you about. So do be aware of that.

Also once the OR has exempted the vehicle and you have a letter to tell you it is exempt you can generally do what you want with the vehicle.

ETA: Alistair beat me to it At least we are singing from the same hymmn sheet.

MTDancer

Thanks Alistair and Tigerfeet, that's cleared that up

Ineedaname

No thanks for me?