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Can't give the money away!

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Hi, i have been trying to pay off my creditors through their collection agencies, offering them a reduced settlement. I am about to lose my job and wrote to them with a final offer which some have agreed. When I asked would this be a full and final settlement they said no,only partially satisfied. When I asked would the original lender persue me for the balance they refused to say. I have spent all day on the phone to LTSB trying to find out if they will persue for any money outstanding but nobody will say. I requested a letter confirming that the account would be closed on receipt of payment but still no definite answer and wont send any letter until I've paid, so no guarantees.What do I do, I cant seem to give my money away!! Im dreading getting my phone bill now, absolutely rediculous!
Any advice please

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  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope someone can give some advice.. i have read this on other threads and seen that after a few months and offering again they have accepted.
  • ok I don't know the answer to this sorry but bumping so someone else with more knowledge can see
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
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