Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DAS in scotland ?
GOLFER
Posts: 386 Forumite
Afternoon
I am currently in about £50000 unsecured debt. Split between loans and credit cards. At the moment i cant make minimum payments and was I am about to apply for a Debt Arrangement Scheme.
However I am about to split up with my wife and need to move out ASAP. Hopefully when the house goes probably sometime next yeear there will be some equity to split between us. Maybe about £30000.00 each.
Should I postpone the DAS until the house gets sorted and just make token payments to my creditors and hopefully make F+F settlements when the house sells or should I go ahead with the DAS. Will it have the same affect ie credit file trashed and no mortgage or anything for 6 years. or would one be better then the other.
thanks
Golfer
I am currently in about £50000 unsecured debt. Split between loans and credit cards. At the moment i cant make minimum payments and was I am about to apply for a Debt Arrangement Scheme.
However I am about to split up with my wife and need to move out ASAP. Hopefully when the house goes probably sometime next yeear there will be some equity to split between us. Maybe about £30000.00 each.
Should I postpone the DAS until the house gets sorted and just make token payments to my creditors and hopefully make F+F settlements when the house sells or should I go ahead with the DAS. Will it have the same affect ie credit file trashed and no mortgage or anything for 6 years. or would one be better then the other.
thanks
Golfer
0
Comments
-
BUMP
anyone ?0 -
Sorry, I don't know enough to answer your question, but CCCS might be able to help if you contact them.
Best of luck.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards