We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Full & Final Settlements

**Amy**
Posts: 2,680 Forumite
Hi all
Just wondering about the above really. Are they really full.and final? Do theycome off your credit report 6 years after the default? Asking for.my partner really. Thanks
Just wondering about the above really. Are they really full.and final? Do theycome off your credit report 6 years after the default? Asking for.my partner really. Thanks
Debt: just my mortgage 

0
Comments
-
Yes, but get it confirmed in writing before you pay anything. And check your credit record - it should pay Partial settlement, but will then clear after 6 years from the default date.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards