First day of the rest of our lives.....

Wannabefree1

Achievements for today:

1. Authorisation forms posted to Payplan;
2. Phoned up and terminated a £250 payday loan under the 14 day rule and got charged no interest;
3. Paid our £250 overdraft off in full;
4. Prepared our cash-flow for December and January;
5. Purchased 9 £10 postal orders to send as a token payment to our creditors.

Just waiting on new bank account details to arrive from co-op so I can start switching direct debits over and get lloyds account shut. Had hoped to have something today but they're not as quick off the blocks as I'd expected. Maybe tomorrow. In the meanwhile I'm keeping watch that lloyds don't empty my account. Maybe worth transferring out into conventry savings account all but dd funds??? Hmmm.

So now I guess the waiting game begins. Am not putting the letter I. The post to the creditors until the new bank account details turn up. Laying low until I'm ready to go

Still not sure whether to start £800 DMP payments from 1 Jan or 1 Feb. Need another chat with hubby on that.

dell33

Just wanted to wish you all the best in your Journey ahead.