The "Cripes, Christmas is almost here" December NSD thread

Cherryjack

finally another no spend day.. spent today resting and sleeping so that helped. My son needed choc biscuits for his school xmas party and OH kindly used his tip money bless him.. so thats NSD NO 6:j

freebyfifty

Good Morning from a very battered by wind, rain, hail and snow corner of Scotland. Will this wind ever go away????

Managed NSD #7 yesterday I did pay £2 into the tea fund at work but I'd put that in my work coat pocket on a spendy day at the weekend.
Going to try for another one today as there is nothing planned (apart from work ) and it's payday tomorrow so trying to keep my last remaining pennies where they belong until then.

Happy Wednesday (it is Wednesday isn't it???) everyone x

mooomin

Morning all

It's still quite stormy here, which is odd. The wind seems worse at times than the storms last week, and by this time last week it had blown itself out and was quite a nice day!

I would like a NSD today but don't know how that's going to go - hope I can do without cat litter until tomorrow, but it's my birthday and I don't want to go to the supermarket :rotfl: I might use the last Sainsburys voucher I have instead to buy cat litter and save a NSD

freebyfifty

flying_fresian wrote: »

It's still quite stormy here, which is odd. The wind seems worse at times than the storms last week, and by this time last week it had blown itself out and was quite a nice day!

I agree, it's definitely worse here today and has went on for about 24 hours now Just waiting to see if they are going to open the schools this morning or have a repeat of last week


Happy Birthday :bdaycake: Have a fantastic (non-supermarket) day

chris81418

Good morning everyone! :wave:

butdoineedit? wrote: »

chris81418 – well done for number 9!! :j:j
Hope the shopping went well today & you are all stocked up?

Thanks BDINI! Yes the shopping went well ... a little too well IYKWIM! :eek: :rotfl:

So no NSD for me yesterday, but hoping to collect them by the bucket load over the next few days.

blindtoast wrote: »

Tomorrow will probably be spendy as it's my birthday so will probably go out for some dinner somewhere and I said I'd buy cake for work.

flying_fresian wrote: »

I would like a NSD today but don't know how that's going to go - hope I can do without cat litter until tomorrow, but it's my birthday and I don't want to go to the supermarket :rotfl:

Happy birthday blindtoast and flying_fresian!! :bdaycake::bdaycake:

Have a good hump-day everyone!

Hiddenidenity

Morning all, hope everyones well Your all doing fab theres some impressive numbers

NSD number 13 for me today, no plans to go anywhere but visiting my mum and cleaning

blindtoast

butdoineedit? wrote: »

blindtoast – well done for number 6!! :j:j
Happy birthday for tomorrow!!
I definitely agree with the birthday bank holiday idea!! In fact how about one step further & we swap weekends & weekdays so we only work 2 days????? (for the same money of course )

Thanks BDINI - i'm definately a fan of your week swap idea - maybe we should run for parliment?!

HAPPY BIRTHDAY Flying_fresian - hope you have a great day and manage to avoid all supermarkets!:bdaycake:


Thanks for the cake chris81418 - delicious!!

No NSD for me yesterday or today (as there will be chinese tonight!) - hopefully tomorrow will be one though.

elfen

NSD no 9 for me please...Mr E has the wallet of doooooooom

IF

Afternoon all :hello:

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!