Pay off as much as you can in 2012 challenge!

LAM2011

my final total for November is :

#2 £9,330 / £10,000

I dont think I will quite reach my target this year but have done better than last year and covered 'extra' bills along the way. I also have an emergency fund of £700 and have managed Christmas on cash.

This forum over the last 2 years has been such a help to me in so many ways and its been great to have all the members support and advice so thanks everyone :beer:

sarahs999

One more day to go in Nove folks! Hope we're all having a good month. I'm not; right up to my overdraft limit on joint account and pretty hairy looking on my sole account. That's CHristmas for you.

jwil

sarahs999 wrote: »

One more day to go in Nove folks! Hope we're all having a good month. I'm not; right up to my overdraft limit on joint account and pretty hairy looking on my sole account. That's CHristmas for you.

How are you getting on with bump Sarah? All going well?

sarahs999

Yes thanks! I am still in the bloom bit of the pregnancy. QUite a momentous week for me (26 weeks) as it's when my son was born. Definitely going to make it past that this time.... how about you? You're a few weeks ahead of me, aren't you? GOt the hospital bag packed yet?

jwil

sarahs999 wrote: »

Yes thanks! I am still in the bloom bit of the pregnancy. QUite a momentous week for me (26 weeks) as it's when my son was born. Definitely going to make it past that this time.... how about you? You're a few weeks ahead of me, aren't you? GOt the hospital bag packed yet?

That must be nice to get past that stage. I'm only a couple of weeks ahead of you as I'm 28 weeks this weekend.

I'm not at all organised though, we've got nothing bar a few nappies :eek:

Happytogetdebtfree

Lol I'm sure you will start buying soon :-) nappies talc whatever else haha. Il be looking for tips when it's my turn x

jwil

Thanks for the updates everyone

Twiggy_34 wrote: »

So the PPI money has appeared in my bank account and I've thrown it straight at the c/card and rounded it up to £100.

Edit: Actually, I've just done some overdue maths. It needed doing a while ago but with everything going on here I haven't really been visiting this page as often as I did previously.

Jwil - Can you increase my goal to £4237, this accounts for some of the interest applied to the low interest c/card, as well as some money juggling I had to do to finance some work on our flat.

My new totals are:

103 - £2307/£4237

Hope that's ok? Thank you

No worries, I'll update it now.

LAM2011 wrote: »

my final total for November is :

#2 £9,330 / £10,000

I dont think I will quite reach my target this year but have done better than last year and covered 'extra' bills along the way. I also have an emergency fund of £700 and have managed Christmas on cash.

This forum over the last 2 years has been such a help to me in so many ways and its been great to have all the members support and advice so thanks everyone :beer:

You've done really well LAM, well done :T

Happytogetdebtfree wrote: »

Lol I'm sure you will start buying soon :-) nappies talc whatever else haha. Il be looking for tips when it's my turn x

I probably ought to - we're not buying a lot anyway, will get as we need it, but we do need to get the basics in in case bump arrives early!

jwil

I'll probably have to do the final totalising for the month on Monday. Sorry for the delay peeps.

We've had quite a good month this month compared to the last couple, it doesn't look like we'll hit half a million this year though unless we have some huge payments during December. Would be nice to get to £400k though!

leictina

Hi all

My November payments have all gone out now so my total's are

#122:
Paid off in Nov = £156.46
Total for year - £2935.56/£13301.77

Dont forget to sign up for the challenge next year.....

Happytogetdebtfree

Another payment has been made yippeeee and its still only november new totals are £10044.26/48262.44. Roll on december xx