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Pay off as much as you can in 2012 challenge!

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  • jacci45
    jacci45 Posts: 1,636 Forumite
    I will be signing up too!!

    No 36 reporting 10.00 pad so now owe 1709/31943 and paid 14861/10000 in 2012.

    Happy Friday all!!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    made another payment of £25.00 today towards catalogue only £20 left to clear it :)

    perfect for when the sales start after xmas, as i never pay full price for catalogue stuff and i normally get a 10% discount too as soon as i clear the balance but at least my wardrobe is now paid off next month xx

    Brings my balance to £4508.81 / £5000

    might not make my target at the end of december :( but i will give it a very good try :rotfl:

    hope everyone is well and happy friday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    OMG :eek:

    Just looked at my ticker and because I have participated in this challenge two years running i've managed to keep track of what i was spending on debt, it's disgusting!!!!!!

    I've paid £10891.47 so far in two years it's actually quite sickening but at the same time it'll be a relief to think it's nearly gone just CC to clear :D which will be done next year xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Back Again :rotfl:

    Just paid another £30 towards CC today seeing as it's payday so brings my total to £4538.81/ £5000 rounding down my bank account :cool:

    sorry for the posts lol :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 10.00 pad so now owe 1699/31943 and paid 14871/10000 in 2012.

    Happy Saturday all!!
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Hi all - new 2013 new thread is now up and running please sign up and let me know your target and i will add you to the list.....

    good luck to everyone for this year and next......

    link to new thread - https://forums.moneysavingexpert.com/discussion/4283161
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 20.00 PAD so now owe 1679/31943 and paid 14891/10000 in 2012.

    Happy Monday all!!
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 10.00 pad so now owe 1669/31943 and paid 14901/10000 in 2012.

    Happy Tuesday all!!
  • Well another minimum payment has gone out and a whopping £15.10 off the balance, every little helps so new numbers are £9824.09/£48262.44. Yippee i will save the link letcina and i will declare my amount in december :D xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    hi everyone - october may have been quiet but for me it's a victory - just paid off my last debt! It's very exciting. My DH has a credit card of about 1000 but I'm resisting that slightly as it's his silly debt caused by running up an overdraft and I want him to take responsibility. So excited to have to make no more monthly payments to anything (well, excecpt mortgage, but, you know....)

    Well done Sarah! :j :T
    Eltee12 wrote: »
    Hi

    paid £525 for November. running total now

    4,797.40/4,000

    hurrah - gone over target so would like to have new target of 5,000 please Jwil

    thanks

    No problem, I'll update that for you.
    Number 125 checking in after a busy busy time;

    125. debtfreeonedaysoon - £15,177.47/£15,000

    Overshot my target with another month of payments to go :j

    Well done :T :j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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