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Pay off as much as you can in 2012 challenge!
Comments
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OK, add that £100 off the Virgin card for me.0
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Unexpected money arrived at my bank account so made a huge overpayment. I will pay off the loan in a couple of days but for today I've reached the maximum amount my bank allows. So £10000 overpayment towards sainsburys.
24. kavics17 - £27,970/£30,0000 -
Blimey kavics. You don't do things by halves! Wish I had a £10,000 unexpected payment into my bank account!0
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no 36 reporting 10.00 pad so now owe 2474/31943 and paid 14106/10000 in 2012.
Happy Thursday all!!0 -
Sorry for the quiet period i have been in ill health, my numbers so far are £7348.32/50k thats £42651.68 left to go, ever the optomist
hope everyone else is doing ok I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Nice to see you again Happy, I've been wondering where you were. Sorry you've been ill, hope you are on the mend now. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thank you jwill i am slowly getting there the negative wealth has taken a back seat, how is your journey x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Payments of £73.71 made today so thats £2930.24 paid. Payday tomorrow:j Just totted up the holiday spend and its £500+ for pretty much 6 nights camping, food, petrol etc but still cheaper than anything we could find abroad. Credit cards up somewhat but should be able to lower that down nicely once I'm paid:)Debt free and busy treating myself:)
No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales0 -
hi all
Going to declare today on: £13617.88
I've accepted that i won't be debt free by my birthday which was a huge goal of mine. Will just keep plodding. Some decisions i have taken have held me back - overpaying on the mortgage - if i'd diverted those funds these last few months i'd be debt free and just tackling the mortgage now but i am happy with my decision and the reasons behind it I also didn't put the brakes on any holiday plans this year (which i have been doing these last few years) have been on some fab trips and more to come and as i'm not getting any further into debt to do this then i am again happy with the decision I [STRIKE]should[/STRIKE] will be debt free by the end of the year and will have paid a little extra off the mortgage too.
Alot of this is thanks to this challenge and the support of everyone especially jwil xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
£3000 overpayment towards Sainsburys, I will make my final payment next Wed.
24. kavics17 - £30,970/£30,0000
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