Discharged Bankrupts-Debit cards

angel1533

Hello, does anyone know if it is possible to get a bank account and a debit card anywhere for discharged bankrupts.I was discharged in September 2006, and have a basic account with a cashcard at Nationwide.I have asked them to upgrade my cashcard to a debit card, but they keep saying "come back in a couple of months and try again".Has anyone who has been discharged from their bankruptcy been able to get such an account ?. :question:

goonergirl

Hi
Just quick reply cos I off to bed with bad migraine! but I have been discharged for 5 yrs now and I still can't get upgraded (been with lloyds since my BR in 2002) they just say till it goes off your credit record nothing can do. I know its different bank but just thought Id give my example. I know some people did get given debit/electron cards or got to keep them.
Dont suppose that helps you much but..

a
xx

less2303

Citibank will give you an account will a proper debit card, see this thread here:

http://forums.moneysavingexpert.com/showthread.html?t=321204&highlight=citibank

Or just search the forum for Citibank.

angel1533

Thanks for the advice everyone, I will try citibank and Abbey.

theeloies

This is the latest list of Basic Bank Accounts as of September 2006 from:

http://www.moneymadeclear.fsa.gov.uk/pdfs/bank_accounts.pdf

Unfortunately for undischarged bankrupts, there are still only the three accounts available:
Barclays Cash Card Account.
Co-operative Bank Cashminder.
Nationwide Building Society Flex Cash Card
And still only the Co-op has a Debit Card, the Electron.

smokey112

We have a basic Cashmaster account with the Clydesdale and it now comes with the Maestro function

They recently changed this account to this

We are undischarged BR and I also know of someone who was BR recently and he opened an account with them and they knew of his BR

Ang
x