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Debt Free Baby!
Debt_free_by_2012
Posts: 72 Forumite
Well that's it, I've just made my last payment to my Virgin credit card. I can't quite believe I've done it and I've got spare cash left over. :j
It's been a hard year, I've not been able to do the things I wanted to, but it has been worth it. I never realised how my debt was affecting my moods but it hit me last christmas like a ton of bricks.:eek:
Now I'm ready for 2012, I have my spreadsheet sorted, a pot for my coins and a savings plan in order.:A
BRING IT ON!
It's been a hard year, I've not been able to do the things I wanted to, but it has been worth it. I never realised how my debt was affecting my moods but it hit me last christmas like a ton of bricks.:eek:
Now I'm ready for 2012, I have my spreadsheet sorted, a pot for my coins and a savings plan in order.:A
BRING IT ON!
Debt free as of 28/11/11 :j
Sealed Pot Challenge member #1449 £100.99
Sealed Pot Challenge member #1449 £100.99
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Comments
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Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Well done! :T Really pleased for you :TJust keep swimming!0
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Well done :beer: I am so pleased for you :T:T:T
:j:j:j:j:j
I love reading these posts, it reminds me that there is light at the end of the tunnel
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Huge congratulations :beer:
Your name suggests that you had a very clear goal in your sights...well done on keeping the focus and getting the job done....as they say, there's no gain without a bit of pain
Wishing you a blissfully happy and debt free 2012 :T
May xxLBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :jCap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j0 -
well done! Clean slate for 2012!DFD September 2017
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Gosh well done for being so focussed - what a fab feeling! I love reading things like this as it really helps motivate me and help me keep focussed
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well done DMP 2021-2024: £30,668 £0 🥳
Current debt: £7823.62 7720.52 7417.940 -
Thanks for all the well wishes, I couldn't have done it without the support from this forum. Good luck to all the rest of you on your journeys. I shall continue to lurk in here and offer advise where I can.Debt free as of 28/11/11 :j
Sealed Pot Challenge member #1449 £100.990 -
Congratulations!!!
Onwards and upwards.0 -
CongratulationsProud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
Debt Free Roll Of Honour #504
Mortgage Free from October 20190
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