Need advice on Debts

Torm

I really need advice on my finances and unsure what to do, I’m currently claiming JSA and the prospects of me finding a job at the moment quite slim, my debts comes to £2065 and I can’t see a way out, is there any advice anyone could give me?

dark^knight

Hi,

Sorry, but what's JSA?

You need to give more details on your situation. A good first step is to post your SOA (statement of affairs), and then people can advise you.

This is the link for the SOA:
http://www.makesenseofcards.com/soacalc.html

^dk^

Torm

dark^knight wrote: »

Hi,

Sorry, but what's JSA?

You need to give more details on your situation. A good first step is to post your SOA (statement of affairs), and then people can advise you.

^dk^

JSA is Job seekers Allowance that entitles me to £135 a fortnight

I currently owe £1235 in credit cards, £300 to provident (Loan Company), £450 for Vodafone (Contract phone that was stolen) and £80 (DVLA).

Most of the companies are now sending Debt collectors and I recently had a letter stating that I’ve got to pay the sum of £835 within 2 day to Llyoyds TSB, which I'm not capable of paying.

My out goings are £120 for rent, £21 for my 02 contract phone (A month).

ss3n08

I'm not an expert but I know the company I work for will allow payments of £1 a week for those on JSA. We send an income and expenditure sheet out. Perhaps speak to Citizens advice bureau and they can help. I'm sure someone here will be more helpful though