F&F payments if leaving the country

hertsdebt2012

hi all,

i have enough cash following a house sale to offer my creditors approx 30% of total owed. i owe a total of 80k to 6 creditors in total, all defaulted well over a year ago and all but one account now with credit agency.

I was on DMP but quit this about 4 months ago, after 1 year, as I simply could not keep up. In a last ditch attempt to sort all this out we sold the house and are now living with family with some cash in the bank.

My wife has now accepted a job overseas and we are planning to leave in the new year.

My question, learned friends, is should i mention this to creditors in the hope it will spur them into accepting a lower F&F payment or will it cause them to take action - such as through the courts - which could prevent me leaving.

Would be great to get some advice as to how to play this as I want to get letters sent off this week.

cheers in advance

poppasmurf_bewdley

They can't take any action to stop you leaving. Only the police or courts can do that (and not a County Court either).

hertsdebt2012

poppasmurf_bewdley wrote: »

They can't take any action to stop you leaving. Only the police or courts can do that (and not a County Court either).

thats something at least.

is it worth mentioning in the hope that they think "best take this offer as if this guy is off we might get nothing"????

aNom

If your going to be gone for 6+ years then by the time you come back they *should* all be SB and will vanish from your credit file?

hertsdebt2012

aNom wrote: »

If your going to be gone for 6+ years then by the time you come back they *should* all be SB and will vanish from your credit file?

i know BUT there's every chance we'll be back in few years and we like village we are in etc so might even want to move back

dont want to have credit folk/baillifs etc round after we go