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2012 mfw

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  • Congratulations starflame, I bet that feels amazing!! Hard work has paid off, well done to you :beer:
  • Huge congratulations star flame, as Laura said that must just be an amazing feeling! Well done to everyone else as well who've made OPs whether they're big or small they all count!
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Excellent September OP uzubairu, all updated for you, well done.

    See you all tomorrow.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Massive congratulation to Starflame:)

    Can't wait until i am able to write the same post;)
  • No 103 - pay day yesterday so £500 OP made today :D

    Congrats starflame :T
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • Hi,

    JUst the standard overpayment this month of £161.01. All the spare cash is going on the little one at the moment and I am trying to work out exactly what we havce savings wise so I can confirm how long I can stay off work.....so I guess this will probably be the last overpayment for this year sadly :(
    However I am about to pay a debt of over £6,600 off so not all bad - just not off the mortgage. It does however save me outgoings of £277,.77 per month, which means a buigger chunk to throw at the mortgage when I do go back t work, so a better year next year methinks :)

    See you next year!!!!
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello everyone,

    I echo your thoughts ecoelle, it will be great to write that post!

    Excellent OP froddington, all updated for you.

    I've updated your lovely OP wrigleydl. I think paying off some £9,000 of debt in one year counts as a massive success and as you've pointed out will save you a lot of money each month going forward. And the advice is always to pay off more expensive debts before the mortgage anyway. Throw in the production of your beautful little one and it's a hugely successful year all around. Look forward to seeing you in 2013.

    From the googledoc, congratulations jaywhoopee for passing the milestone of having less mortgage outstanding now than for your first house, brilliant! Your OP is noted and target amended as requested.

    May see you later,
    Spigs
    Mortgage Free October 2013 :T
  • starflame wrote: »
    Overpayment today of £680 and have just transferred the additional £50 administration fee.
    Mortgage balance.......£0
    I am officially MORTGAGE FREE. :j

    Congratulations!! many many congratulations!! :T

    Well done! I bet you feel fantastic! :T
  • Woop woop! Well done starflame!! We're all very proud (and a little bit jealous!) of you!

    Big celebrations for you! What will you do with what would've been your mortgage payments now?!

    PG x
    Grocery challenge for family of three - me, dd(12) and ds(11), feeding dp 2 or 3 x a week too. Only food, not toiletries. Jan £87.97/£100 Feb £0/£100
    Frugal 2018 needed! Saving and NOT spending
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    No 31. reporting. Total overpayment for September is £131.
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