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TDR Journey to freedom
thedailyreal
Posts: 8 Forumite
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
-Ogden Nash
I have been living a life of not taking on the consequences of my actions and sadly my bank account has taken a hiding.
At one point I had a decent saving but I am now in debt of c.£17k - its strange to think that a man that has hit 30 does just not realise the debt he is in.....
Liabilities
Cards £10k
Loan £6.7K
Assets
Shares £6k (from 12k - its been a tough year)
Total 10.7k
-Ogden Nash
I have been living a life of not taking on the consequences of my actions and sadly my bank account has taken a hiding.
At one point I had a decent saving but I am now in debt of c.£17k - its strange to think that a man that has hit 30 does just not realise the debt he is in.....
Liabilities
Cards £10k
Loan £6.7K
Assets
Shares £6k (from 12k - its been a tough year)
Total 10.7k
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)
0
Comments
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Goals of this diary:
* To become DF by end of 2013- there is a good chance I will reach this point sooner but I will be gutted by any later
* Weigh 82 kg from 100kg
* Completre a sub 2:30 Olympic triathlon
* Post every day how much I have spent for the day and why - so I am accountable to myself
* Track all my bad eating habits
* Track my exercise habits“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)0 -
Spent £30 today
£15 on a 30mile cycle event,
£10 on pre race stuff and £5 after.
Pay day tomorrow soa to follow on the weekend as I have to work...
Looking forward to some NSD as I am travelling for work“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)0 -
£10 spent on the last 2 days, always promising.
Looking forward to the balance transfer and consolidation of my credit card debt into one card at an interest free rate.
Holiday in 2 weeks and a good mates wedding should be fun“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)0 -
Work Christmas function meant little change out of £50 - had been so good this week spending £5 a day. Tonight is winter wonderland and 30th birthday and a farewell... also playing squash so again looks like an expensive one... SOA to be posted later on - although not sure of my current salary after revised benefits“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)0 -
Definitely need to get a daily buget tool on my phone to track my expenses as again last night I am lost track of my spending - This morning I realised it was £45 so during the week I spent £20 on lunches and £20 on travel now £100 on the weekend.
My balance debt is on one card so I get to close down my other cards and apply for a card that will actually benefit my by air miles etc - looking forward to it“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
Weight [STRIKE]100[/STRIKE]98kg - goal 82kg
Debt 10k - Debt Free Date 31/12/12 (optimistic)0
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