I need some help, complaints?

[Deleted User]

I just want to understand what the responsibility of the lender is, what they must do, I am reading the following from the FSA at the moment;

Consumers frequently find the technicalities of hire purchase transactions confusing. Typically, they believe they simply went to a dealer and bought a car with the aid of credit, when what actually happened is rather different:

• they chose a car, and asked the dealer for credit to help them pay for it;
• the dealer acted as a credit broker, arranging hire purchase through another business;
• the hire purchase business bought the car from the dealer, and then provided it to the consumer under a hire purchase agreement – so the car is owned by the hire purchase company (not the consumer)

With this read this is how I feel!. I think it must be worth a try at least if it is so frequent?

[Deleted User]

Chanz4 I am looking for what they must do when selling these products, thanks for the reply I do appreciate your info, on my agreement I don't have details of what is agreed, however I do have this from the finance provider. Many Thanks

Superbiatch

I personally wouldn't push it due to the fact you or your partner knowingly signed finance documents with incorrect salary details, could end up opening a whole can of worms

[Deleted User]

Sorry there are 2 agreements, one is with this, the other being the one I am complaining about is fine. Sorry I didn't mention that. Thanks