We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
about to move up the ladder, advice on mortgage please
vsumouse
Posts: 164 Forumite
after reading most posts on this im still at a cross roads,
do i take a fixed rate?
do i stay with one account?
after taking out my one account 4 months ago, i have seen nothing but interest rises and my current rate is 6.55%
i have a mortgage of £95,000,
we were not looking for a house but walked past a dream house for sale and we are prepaired to put an offer in but!
we would have to up the mortgage to £172,000 and we cant afford to gamble with the variable interest rate so could someone please push me in the right direction on which fixed rate to take,
considering we have a combine income of £42,00 p.a
do i take a fixed rate?
do i stay with one account?
after taking out my one account 4 months ago, i have seen nothing but interest rises and my current rate is 6.55%
i have a mortgage of £95,000,
we were not looking for a house but walked past a dream house for sale and we are prepaired to put an offer in but!
we would have to up the mortgage to £172,000 and we cant afford to gamble with the variable interest rate so could someone please push me in the right direction on which fixed rate to take,
considering we have a combine income of £42,00 p.a
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards