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about to move up the ladder, advice on mortgage please

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vsumouse
vsumouse Posts: 164 Forumite
in Mortgages & endowments
after reading most posts on this im still at a cross roads,

do i take a fixed rate?

do i stay with one account?

after taking out my one account 4 months ago, i have seen nothing but interest rises and my current rate is 6.55%
i have a mortgage of £95,000,

we were not looking for a house but walked past a dream house for sale and we are prepaired to put an offer in but!

we would have to up the mortgage to £172,000 and we cant afford to gamble with the variable interest rate so could someone please push me in the right direction on which fixed rate to take,
considering we have a combine income of £42,00 p.a
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