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Credit File Query

caz2003uk
Posts: 673 Forumite

Sorry if this is in the wrong place, I wasn't sure where to post it!
I was looking at my Noddle credit report the other day and noticed that with my addresses it said "not declared" on my previous address. When I filled out the forms, it asked about previous address's for a certain number of years 5/6 i can't remember, anyway I have not lived at the previous address for over 7 years!!
When i looked closer into it, it says on my report that I was living at my previous address until 2006!! This is certainly incorrect as this was my parents address and the house was repossesed in 2004, and I've been in my current property since that date! I have sent an email to equifax as thought they would be the best one to find out whats happened but has this happened to anyone else?
What proof can they have that I was at that address for 2 years longer than i was when the property was actually repossesed?
I was looking at my Noddle credit report the other day and noticed that with my addresses it said "not declared" on my previous address. When I filled out the forms, it asked about previous address's for a certain number of years 5/6 i can't remember, anyway I have not lived at the previous address for over 7 years!!
When i looked closer into it, it says on my report that I was living at my previous address until 2006!! This is certainly incorrect as this was my parents address and the house was repossesed in 2004, and I've been in my current property since that date! I have sent an email to equifax as thought they would be the best one to find out whats happened but has this happened to anyone else?
What proof can they have that I was at that address for 2 years longer than i was when the property was actually repossesed?
:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea
0
Comments
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I believe that they take the information from the electoral roll. I had an incorrect address and wrote to experian, equifax & call credit, they removed with no proof neededLBM 18/06/15 - [STRIKE]£20,276.64[/STRIKE] :eek:
01/07/15 - £19,897.020
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